Often praised for proficiency, experience and quick understanding of business situations, Rafal Grochowski is among the most recognised banking and debt capital markets lawyers in Poland. Rafal focuses on advising both Polish and foreign banks in project finance, property finance, and the issuance of debt instruments. His experience includes providing complex legal advice to lenders on the restructuring of corporate debt, and advice on leasing movable assets and the lease-back of real estate properties. 

His major achievements include advising on the first and second issuance of mortgage bonds in post-war Poland, the first and second securitisation transactions ever held by a bank in Poland, and last, but not least, the first issuance of bonds by a foreign bank, as well as advising on the financing of the public sector by loan and debt instruments. He also advised on the first Polish PPP project in the education and health sector in Poland, the first issue of revenue bonds for Inter-Commune Association and municipality, the first leaseback of real property and buy-sell-back transaction. He advised on the financing of one of the largest infrastructure projects. In addition, Rafal was involved in the preparation of the standard derivatives documentation used on the Polish inter-bank market, and has acted as a consultant to the Polish Parliament in the preparation of the amendments to the Law on Bonds (Ustawa o obligacjach).

Rafal joined the firm’s Warsaw office in 2004, and has been a partner since 2011. He is the head of the Banking and Infrastructure Department and is a member of the Circuit Chamber of Legal Counsel in Warsaw.