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High Cost Credit Review: Final rules and guidance on overdraft pricing and repeat use

The FCA has published final rules and a further consultation on a range of measures transforming the overdraft market. The changes in the final rules cover pricing intervention and repeat...

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FOS jurisdiction extended to SMEs from 1 April 2019: Has the FOS bitten off more than it can chew?

As we reported in our previous blog post in November 2018, from 1 April 2019 the jurisdiction of the FOS has extended to include SMEs with an annual turnover below £6.5m and with a...

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FCA Business Plan 2019/20: looking ahead to post-Brexit future of regulation

Unsurprisingly, Brexit remains the immediate priority for the FCA in its recently published Business Plan 2019/20. This year, other cross-sector work is divided into four continuing areas...

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Hogan Lovells Publications

FDA guidance may ease path to biosimilar interchangeability

On 10 May 2019 the U.S. Food and Drug Administration (FDA) published the final guidance, "Considerations in Demonstrating Interchangeability With a Reference Product," which is intended to...

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Mortgage distribution: FCA aims to remove regulatory barriers to consumer-facing innovation

In its Mortgages Market Study final report the FCA commented that, in contrast to other markets, there hasn't been much progress in consumer-facing innovation in mortgage distribution....

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Hogan Lovells Publications

Cybersecurity standards for the insurance sector – a new patchwork quilt in the United States?

In the past two years, multiple state bills have been introduced in the United States to provide for cybersecurity requirements and standards to the insurance sector, with recent...

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Hogan Lovells Publications

FDA publishes final guidance on ANDA/505(b)(2) NDA pathways

On 9 May 2019 the U.S. Food and Drug Administration (FDA) published the final guidance document, "Determining Whether to Submit an ANDA or a 505(b)(2) Application," that contains minor...

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Connectivity, smart technologies, and consumer data

Consumers demand connectivity and smart features for a growing range of products – from appliances to toothbrushes and even apparel.

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The e-consumer in South Africa

The rapid developments in technology have left many electronic spaces unregulated, with lack of or minimal protection to the consumer. However, 2019 could see some new regulatory...

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General insurance: FCA publishes report on Thematic Review of GI distribution chain

The FCA’s Thematic Review into general insurance distribution chains concludes that certain GI sector manufacturing, sales and distribution approaches can lead to customers purchasing ...

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'Mortgage prisoners': FCA proposes a regulatory key to the cell door

One of the key areas for improvement identified by the FCA in its Mortgages Market Study final report is to make it easier for so-called 'mortgage prisoners' - longstanding borrowers on...

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Mortgages Market Study: FCA's final report puts consumer information, innovation and freeing 'mortgage prisoners' front and centre

The FCA's final report on its Mortgages Market Study confirms that the UK mortgages market is working well in many ways. But it has found that there's room for improvement in the tools...

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